Terms of Service

1. Acceptance of Terms

By accessing or using the Bankroll Network websites, interfaces, or smart contracts (together, the “Service”), you agree to be bound by these Terms of Service. If you do not agree to these terms, do not use the Service.

2. Description of Service

Bankroll Network is a set of decentralized, non-custodial smart contracts on Ethereum, together with open-source web interfaces for interacting with them. This includes VLT, a fixed-supply ERC-20 asset with onchain Uniswap liquidity, and vltUSDC, an auto-compounding Uniswap V4 VLT/USDC liquidity vault. The Service also provides access to an archive of retired contracts, including legacy contracts on the TRON network, so that users may withdraw or review historical positions.

The interfaces are a convenience for reaching contracts that exist independently of them. We do not take custody of your assets, execute trades on your behalf, or operate as a broker, exchange, or financial institution.

3. Eligibility

You must be at least 18 years old and legally permitted to use cryptocurrency and decentralized protocols in your jurisdiction. You are responsible for ensuring your use of the Service complies with all laws that apply to you, including sanctions and securities laws.

4. Non-Custodial and Ownerless by Design

You retain sole control of your wallet and assets at all times. The vltUSDC vault is immutable and ownerless: it has no owner, no admin role, no pause switch, and no upgrade path. Nobody — including the deployer and the contributors to this project — can move, freeze, reverse, or recover your funds, or alter the contract’s behavior after deployment. This is a deliberate design decision, and it means that mistakes and losses are permanent.

5. Risks

Using the Service involves substantial financial risk, and you may lose some or all of the assets you commit. Risks include, without limitation: smart-contract bugs or vulnerabilities; impermanent loss, where a liquidity position underperforms simply holding the underlying assets; volatility and limited liquidity in VLT; variable or zero yield, since returns depend entirely on trading activity; failed, delayed, stuck, or front-run transactions; network congestion and gas costs; slippage on swap-based entries and exits; and the failure or unavailability of third-party infrastructure. Only commit assets you can afford to lose entirely.

6. No Guarantee and No Advice

We make no guarantee about yield, returns, token price, liquidity, or the continued availability of any market. Past performance does not indicate future results. Nothing in the Service or its documentation is financial, investment, legal, or tax advice, and no content should be construed as a recommendation to buy, sell, or hold any asset.

7. No Warranties

The Service is provided “as is” and “as available,” without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Service will be uninterrupted, timely, secure, or error-free, that any defect will be corrected, or that the interfaces will accurately reflect onchain state. Smart contracts may contain bugs despite auditing, and blockchain transactions are irreversible.

Independent security reviews of these contracts are published on our Security page. An audit reduces risk; it does not eliminate it, and no audit should be read as a guarantee of safety.

8. Wallet Security

You are solely responsible for the security of your wallet, private keys, seed phrases, and devices. We will never ask for your private keys or seed phrase. Anyone who asks for them is attempting to steal from you. Lost or compromised credentials cannot be recovered by us or by anyone else.

9. User Conduct

You agree not to use the Service to violate any law; to attempt to exploit, manipulate, or interfere with the contracts, interfaces, or other users; to gain unauthorized access to any system; or to misrepresent your affiliation with Bankroll Network. Because the contracts are permissionless, we cannot prevent onchain activity — but we may restrict access to interfaces and community channels we operate.

10. Third-Party Services

The interfaces rely on third parties we do not control, including wallet extensions, public RPC endpoints, blockchain networks, price sources, block explorers, and hosting and analytics providers. Their availability, accuracy, security, and terms are their own. Interacting with them is at your own risk and subject to their respective terms and policies.

11. Limitation of Liability

To the maximum extent permitted by law, Bankroll Network, its contributors, and its operators shall not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of funds, profits, revenue, or data, arising out of or relating to your use of the Service — whether based in contract, tort, strict liability, or any other theory, and even if advised of the possibility of such damages.

12. Indemnification

You agree to indemnify and hold harmless Bankroll Network, its contributors, and its operators from any claim, demand, loss, or expense (including reasonable legal fees) arising from your use of the Service, your violation of these terms, or your infringement of any right of a third party.

13. Tax Responsibility

You are solely responsible for determining and satisfying any tax obligations arising from your use of the Service, including reporting gains and losses. We do not provide tax advice and do not report on your behalf.

14. Open Source

The contracts and interfaces are published under their respective licenses at github.com/bankrollnetwork. The published source is provided for transparency and verification. Nothing in these terms grants you rights in the Bankroll or VLT names, logos, or brand marks beyond those described in our brand guidance.

15. Modifications

We may modify these terms at any time. Changes take effect when posted, and continued use of the Service after that constitutes acceptance. Note that we cannot modify or withdraw the deployed contracts themselves — they are immutable regardless of these terms.

16. Governing Law and Disputes

These terms are governed by the laws of the United States, without regard to conflict-of-law principles. Any dispute arising from these terms or your use of the Service shall be resolved through binding arbitration on an individual basis. You waive any right to a jury trial and to participate in a class action, class arbitration, or representative proceeding.

17. Severability

If any provision of these terms is held unenforceable, that provision shall be limited or removed to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

18. Contact

Questions about these terms can be raised through the channels listed on our About page — Telegram, X, or GitHub.